The Honest Talk - Tamil

Master Your Credit & Unlock Ontario’s Rental Investment Opportunities! The Honest Tamil

Want to buy your first home or grow your rental portfolio in Ontario? 🚪🏡In this video, we break down:How to manage and build credit in Canada (tips for stronger approval chances 📈).Why credit is crucial for mortgages and real estate investing.The current state of Ontario’s rental & investment market and what it means for buyers, landlords, and investors.Whether you’re a first-time buyer, seasoned investor, or someone renting now but planning to purchase later, these insights will help you make smarter financial moves.👉 Don’t forget to like, comment, and subscribe for more real estate and finance tips across Ontario!Pickering Aruljothy Sivan TempleTel: 647-989-6943Address: 1734 Orangebrook Ct Unit 10, Pickering, ON L1W 3G8Contact: Chandru Thedsanamoorthy- Honest Realtors Team Cell: 416.984.2426 or Office: 416.844.2220 Ext 3Email: chandru@honestrealtors.caContact: Dinesh Ratnasingam - Re/Max ElevateCell: 416.830.3033 or Office: 905.940.2222Email: dinesh@remaxelevate.com#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Refinancing, Rates & Mortgage Secrets You Need in 2025 | Expert Q&A

Thinking about refinancing, debt consolidation, or buying in 2025? 📉 With fixed rates trending down and new mortgage options—like halal financing—on the rise, Canadian homeowners and investors need to know how to navigate today’s market.In this episode, we sit down with a mortgage expert to answer YOUR biggest questions:✅ The real risks & rewards of refinancing✅ How to use refinancing for debt consolidation (without common mistakes)✅ 2025 mortgage trends & where rates are headed✅ Commercial mortgage insights: retail, industrial, office✅ Halal mortgages explained in CanadaWhether you’re a homeowner, buyer, or investor, this conversation will give you the tools to make smarter mortgage decisions in 2025.👉 Don’t forget to like, subscribe, and hit the bell for more real estate & mortgage insights.Contact: Sasitha Suyatharan- Dream Wish FinancialCell: 647.621.4574Email: dreamwishfinancial@gmail.comwww.dreamwishfinancial.comLicense # M2200559Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Canada’s Job Market Cools + Toronto’s Crackdown on Renovictions | August 2025 Update

Canada’s labour market took a hit in July 2025, losing over 40,000 jobs — with youth unemployment hitting its highest point in more than a decade. We’ll break down what’s behind the slowdown, which sectors are hardest hit, and what this means for workers and the economy.Plus — Toronto’s new renovictions bylaw is now in effect. We explain how it protects tenants, what landlords need to do before evicting for renovations, and what rights renters now have under the law.📊 Topics Covered:-July Labour Force Survey highlights-Youth unemployment surge & long-term joblessness trends-Sector-by-sector job gains and losses-Details on Toronto’s new rental renovation licensing rules-How the bylaw aims to prevent “bad-faith” evictions💬 Share your thoughts: Are these measures enough to protect tenants and stabilize the job market?Contact: Dilipan Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: dilipan@honestrealtors.caContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Toronto Real Estate 2025: Buyer’s Market Is Back! Prices Drop, Listings Soar 📉

🏡 GTA Real Estate Market Update – July 2025The Toronto housing market is shifting — and fast. Average home prices have dipped below $1.1M, active listings are at a 30-year high, and the GTA has officially entered buyer’s market territory. What does this mean for buyers, sellers, and investors?In this video, we break down:✅ The latest price trends for condos, townhomes & detached✅ Sales-to-new listings ratio & why it matters✅ Why buyers have more negotiating power✅ Which segments are holding strong — and which are struggling✅ What to expect heading into Fall 2025📉 Whether you’re looking to buy, sell, or just stay informed — this is your go-to July market snapshot.👇 Comment below: Are you waiting for the market to drop further or ready to make a move?🔔 Don’t forget to like, subscribe, and hit the bell for the latest on the GTA real estate market!Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.caContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

What Happens If You Can’t Close on a Pre-Construction Home in Ontario | Credit Tips + Rate Forecast

Thinking about buying a pre-construction home in Ontario? 🏗️ Before you sign that purchase agreement, you need to know what happens if you can’t close — the consequences might shock you.In this video, I break down:🔸 What happens if you don’t close a builder purchase in Ontario🔸 How to build and protect your credit the smart way🔸 What NOT to do before buying a house (seriously, don’t buy that car yet!)🔸 My take on the latest interest rate announcement and what I predict will happen nextWhether you're a first-time buyer or seasoned investor, these are the insights you can’t afford to miss.👉 Subscribe for more Ontario real estate tips, credit strategies, and market updates.Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Is NOW the Right Time to Buy a Condo in Toronto? | Hidden Costs You Must Know!

Thinking of buying a condo in the Greater Toronto Area in 2025? 🏙️ Don’t sign on the dotted line before watching this video! We break down what’s really happening in the condo market—from pricing trends to rising development fees, builder incentives, and hidden costs that could surprise even seasoned buyers.✅ What’s driving the current market shift💰 Development charges & closing costs explained🏗️ How new condo buyers can protect themselves📉 Are prices expected to fall or rise in 2025?🔍 Tips for first-time buyers and investorsWhether you're buying to live or invest, this is your essential GTA condo update. Subscribe for more Greater Toronto real estate insights!Contact: Kokilan MaheswaranInstagram: @kokilan_realestateCell: 647.282.9706Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

PS Suthakaran’s “Mounitha Poluthu” – Exclusive First Screening in York, Canada 🇨🇦 | July 6 Premiere!

Get ready for a powerful cinematic experience as PS Suthakaran brings his new Tamil film “Mounitha Poluthu” to Canada! Join us in celebrating the world premiere:🗓 Date: Sunday, July 6, 2025⏰ Time: 1:00 PM (afternoon)📍 Venue: York Cinema, Toronto, ON – CanadaBe among the first to witness this compelling story featuring local Tamil talent and heartfelt storytelling. Whether you're a loyal fan of PS Suthakaran or discovering fresh voices in Tamil cinema, this event is not to be missed! 📌 Mark your calendar! Spread the word, invite your friends & family, and join us for an unforgettable afternoon celebrating Tamil cinema in Canada.Contact: PS SuthakaranCell: 416.720.9303Website: CanadaTamilMovies.comContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Real Estate Legal Secrets EXPLAINED! | Title Insurance, Short Sales, & Real Estate Family Law

In this episode of The Honest Talk, we sit down with Mario from Ascentia Law, a top real estate lawyer in the Greater Toronto Area, to uncover the legal side of real estate that every buyer, seller, and agent needs to know.We cover:✔️ What is Title Insurance and when you actually need it?✔️ Does buying a home under trust protect your investment?✔️ Navigating short sales and negative equity properties?✔️ How real estate tax actually work?✔️ What to know about family law and real estate during separation or co-ownership?Whether you're a first-time homebuyer, investor, or industry professional, this conversation is packed with insights that could save you thousands — and protect your future.📌 Subscribe for more honest talk on real estate, law, and finance.🎧 Available on YouTube, Spotify, and Apple Podcasts.Contact: Mario Pushparatnam- Ascentia LawyersCell: 416.294.1036Address: 103-305 Milner Ave, Toronto ON, M1B 3V4Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Car Buying Secrets: Leasing vs Financing நீங்கள் கனடாவில் நீங்கள் ஒரு வாகனம் வாங்க நினைக்கிறீர்களா?

Are you thinking about buying or leasing a luxury car? 🚗💰In this must-watch video, we sit down with a top sales & leasing expert from Lakeridge Auto Gallery to uncover insider tips every car buyer should know! From understanding the differences between leasing and financing to spotting unnecessary add-ons and avoiding dealership pressure tactics — we’ve got you covered.வாகனம் வாங்கும் திட்டம் உள்ள யாருக்கும் இது மிகவும் பயனுள்ள வீடியோவாக இருக்கும்.வாகனம் வாங்கும் முன் தெரிந்திருக்க வேண்டிய முக்கிய விஷயங்கள்.எந்த வகையான வாகனம் உங்கள் தேவைக்கு ஏற்ப பொருத்தமாக இருக்கும்?Thannk you #வாகனம்_வாங்குவது #கனடா_வாழ்க்கை #கனடா_வாகனம் ✅ What sets BMW, Audi, Mercedes, and Lexus apart✅ Should you lease or finance?✅ Add-ons worth skipping✅ Tips for first-time luxury buyers✅ Avoiding hidden costs and dealership markups✅ How to get the best deal on your next vehicle🎯 Whether you're a first-time buyer or shopping for a high-end upgrade, this video will help you shop smarter, save money, and drive off with confidence.👇 Drop your questions in the comments and don’t forget to LIKE & SUBSCRIBE for more insider automotive advice!Contact: Neil Anandarajah Cell: 416.418.2577Instagram: @neil_bmw_lexus_range_more Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Bank of Canada Holds Rates | May Market Update & When to Buy in 2025

The Bank of Canada just announced its June 2025 interest rate decision—and once again, they've held the overnight rate at 4.75%. But what does this mean for buyers and sellers in today’s market?In this video, we break down:✅ The latest interest rate announcement✅ A quick May 2025 real estate market recap✅ Whether now is the right time to buy or wait✅ What trends to watch for this summerWith the market constantly shifting, staying informed is key. If you're thinking about making a move in 2025, this video is for you.📍 Based in the GTA? Contact me directly for a personalized home buying or selling strategy!🔔 Don’t forget to like, comment & subscribe for more real estate updates every month.Contact: Sen UruthiralingamEmail: sen@mortgageable.caWebsite: www.mortgageable.caCell: 416-655-7251Mortgage Agent Level 2M22002315Mortgage Edge Licence #10680Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts