The Honest Talk - Tamil

From Passion to Leadership: Kubes’ Journey to the Tamil Community Centre | Part 1

In this first episode of our two-part series, we sit down with Kubes, a director on the Tamil Community Centre board, to uncover his personal journey and connection to the Tamil community.We explore:-How Kubes got involved with the Tamil Community Centre-His motivations for serving the community-The story behind his leadership and vision-Insights into the Centre’s impact on Tamils locally and globallyIf you’ve ever wondered how community leaders get started, or want to understand the heart behind the Tamil Community Centre, this episode is for you.👉 Don’t miss Part 2, where we dive into tough questions from the community about funds, transparency, and governance.Contact: Kubes NavaratnamWebsite: www.tamilcentre.caCell: 416.322.0627Email: info@tamilcentre.caContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Thinking About Your Mortgage Renewal? 2026 Rate Predictions & Advice

Are you a homeowner, first-time buyer, or someone renewing your mortgage in Canada? This episode is packed with expert insights from Fin Mortgage that you won’t want to miss.We cover:✔ What FundItNow.ca does and how they help clients navigate mortgages✔ How to determine if you’re working with the right mortgage broker✔ Real client stories and strategies that saved money or made deals happen✔ Current Canadian mortgage trends and how recent rate cuts (9 cuts since mid-2024!) are affecting borrowers✔ A year-in-review of major changes in the mortgage market✔ Forecast for 2026: rates, economic signals, and strategies for renewals✔ Key advice for first-time buyers, homeowners, and investorsWhether you’re looking to lock in a fixed or variable rate, planning to buy your first home, or just curious about the Canadian mortgage market, this episode breaks it all down.📌 Connect with FundItNow.ca: [website link]📌 Subscribe for the latest insights on Canadian mortgages, real estate trends, and smart home-buying strategies👇 Leave your questions in the comments and we’ll answer them in future episodes!Contact: Kajan Kunabalasingam-Mortgage Broker- FIN MortgageOriginator Licence #M16001892Email: kajan@fin.caCell: 416-602-5670Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

2026 Real Estate Market Outlook | Our Birthday Special Episode

Year-End Real Estate RecapAs two brothers in the same industry, we sat down to reflect on a year that tested agents, buyers, and sellers in every way.We talk about: • If we had to sum up this year in one word, what would it be — and why• The biggest lesson this market taught us as real estate agents• What surprised us most about the market compared to what we expected in January• What kind of market we were really in — buyer’s, seller’s, or somewhere in between• Which price ranges and property types struggled the most• What actually worked for listings this year — and what stopped working• How interest rates shaped nearly every client conversation• The biggest mistakes we saw buyers and sellers make• What it’s like being brothers in the same business — the good, the challenging, and the honest truth• And what buyers, sellers, and agents should be preparing for heading into the new yearIf you lived through this market — or are planning to make a move next year — this conversation is for you.👇 Drop your thoughts in the comments🎧 Watch on YouTube or listen on your favourite podcast platform📈 Real talk, real experiences, real estateContact: Dilipan Ratnasingam - Honest Realtors Team Cell: 416.986.5272 or Office: 905-940-2222Email: info@honestrealtors.caContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 905-940-2222Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Canadian Taxes & Real Estate: Expert CPA Tips You Need to Know!

Thinking about buying your first home, investing in real estate, or just want to understand Canadian taxes better? 💰 Join our in-depth conversation with a licensed CPA specializing in taxation and real estate!We cover everything you need to know, including:🏡 Real Estate Taxes – First-time homebuyer credits, rental property deductions, capital gains, principal residence exemption, CCA, and energy-efficient upgrades.💼 Business & Self-Employment – Claiming work-related expenses, home office deductions, and common mistakes small business owners and real estate investors make.💰 General Canadian Tax Tips – How the graduated tax system works, filing deadlines, overlooked deductions & credits, reporting foreign income, and avoiding penalties.🧩 Practical Advice – Strategies to minimize taxes legally, tips for multiple property owners, and balancing real estate investments with financial planning.Whether you’re a first-time buyer, investor, or business owner, this video is packed with actionable tips to save money and stay compliant with Canadian tax laws.📌 Don’t forget to like, subscribe, and hit the bell for more tax and real estate insights!Contact: Galaxy Tax - Augimeri & Theva Professional CorporationTheva: +1 416-708-6250Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Tamil Homebuyers: Understand the New Home Warranty Before You Buy a New Home

Buying a new home in Ontario can be exciting—but it’s also full of hidden challenges. In this episode, we sit down with Gerald from Prem Group, a former Tarion expert, to uncover the truth about new-home warranties. Gerald explains why your warranty actually begins the moment your Agreement of Purchase and Sale becomes firm, not at occupancy, and shares the most common mistakes homeowners make that can cost them thousands of dollars. From pre-delivery inspections to warranty claims, repairs, and conciliations, we cover the entire process and reveal how homeowners—especially in the Tamil community—can protect their biggest investment. He also shares real-life stories of families who successfully navigated Tarion and builders who improved their customer service with Prem Group’s guidance. Whether you’re buying pre-construction, taking possession soon, or just want to understand your rights, this episode is packed with insights to save you time, money, and stress.Contact: Gerald Premachandran- Prem GroupPhone Number: 647.405.7736 Email: gerald.prem@premgroup.caWebsite: premgroup.caContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Life Insurance in Canada EXPLAINED: Term, Whole, Universal, Kids Policies & More!

Unlock the truth about life insurance in Ontario with Chenthuran Ganesarajah from Wealth Bridge. 💡 Topics Covered-Term Insurance vs Permanent Insurance — What’s the real difference?-Whole Life vs Universal Life explained in simple terms-When to get life insurance (20s, 30s, 40s… what’s best?)-Participating Whole Life policies for kids — smart move or overrated?-How cash value & dividends work in participating plans-Affordable coverage options for families & new immigrants-How to choose the right type of insurance-Disability, critical illness, and mortgage insurance-How medical exams and pricing work-Avoiding common life insurance mistakes Canadians makeWhether you’re a new parent, a homeowner, a new immigrant, or simply planning your financial future, this episode gives you the clarity you need to protect your family the right way.Contact: Chenthuran Ganesarajah- Wealth BridgeOffice: 437.245.3063Email: chenthuran@wealth-bridge.caAddress: 205- 1315 Pickering Pkwy,Pickering OntarioL1V 7G5Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Struggling with Debt? Elankeeran Reveals How Canadians Can Break Free Fast!

Debt stress is real — but the solution might be simpler than you think.In this episode, we sit down with Elankeeran from Debt Free Credit Solution, a financial expert with nearly a decade of experience helping Canadians get out of debt and rebuild their financial future.We cover:✅ What exactly debt consolidation is✅ Who it works best for✅ Pros, cons & risks you should know✅ How it compares to a Consumer Proposal or Bankruptcy✅ Step-by-step of how the consolidation process works✅ Tips to stay debt-free after you consolidateWhether you're dealing with credit card debt, high-interest loans, or just feeling overwhelmed, this episode gives real, practical advice — without judgement.Contact: Elankeeran Than- Debt Free Credit Solutions361, 10 Milner Business Ct, Toronto, ON M1B 3C6Cell: 416.834.7227@debtfreecreditsolution www.dfcstoday.caContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

The Legal Side of Real Estate: Avoid Costly Mistakes Before You Buy or Sell!

Buying or selling a property? 🏡Before you sign on the dotted line, make sure you know the legal side of things.In this episode, I sit down with Suresh Sriskandarajah, law school professor and experienced lawyer, to talk about:✅ Common legal mistakes buyers and sellers make✅ What to look for in a real estate transaction✅ How title insurance really works✅ The importance of having a will and power of attorney✅ What happens if you don’t have a will✅ How business and property owners can protect their legacyWhether you're a homeowner, investor, or planning for the future — this episode will help you protect your property and your family.🎧 Tune in, learn from the pros, and avoid costly legal surprises!Contact: Suresh Sriskandarajah - Suresh Law Professional CorporationAddress: 9889 Markham Rd #210, Markham, ON L6E 0B7 Phone: 416-847-5305Fax: 416-847-5306  Website: http://suresh.lawEmail: suresh@suresh.lawContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Canadian Mortgage Market 2025: Expert Insights with Varan from Fides

Are you worried about mortgage renewals, rising rates, or housing affordability in Canada? 🏡💸In this episode of The Honest Talk Tamil Podcast, we sit down with Varan from Fides Mortgage to dive deep into the current real estate and mortgage landscape.We cover:✅ The impact of 2025–2026 mortgage renewals✅ Fixed vs. variable rate decisions in today’s market✅ How first-time buyers can still succeed✅ Government initiatives like Build Canada Homes✅ What Canadians can expect in the next 12–24 monthsWhether you’re a first-time homebuyer, investor, or homeowner facing renewal, this episode is packed with expert advice to help you navigate the Canadian housing market with confidence.📌 Don’t forget to like, comment, and subscribe for more insights on real estate, mortgages, and finance!Contact: Varan Karunanatham Cell: 905.999.7193Email: varan@fidesmortgages.caContact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts

Honest Realtors லிருந்து RE/MAX Elevate வரையான எனது வெற்றி பயண பதிவு …

இந்த நேர்காணலில் , கனடாவில் The Honest Realtor மூலம் Dinesh Ratnasingam என அறியப்படும் நான் எனது வாழ்க்கை பயணம், எனது வெற்றி அதை அடைவதற்கான வழி முறைகள் , ஆலோசனைகளை உங்களோடு பகிர்ந்து கொள்கிறேன்.இப்போது நான் எனது குறிக்கோளான Re/Max Elevate நிறுவனத்தின் இணை இயக்குநராக பணியாற்றி வருகின்றேன்உங்கள் நாள் இனிதாக அமைய வாழ்த்துக்கள்! அடுத்த வீடியோவில் சந்திப்போம்!Wishing you a wonderful day! See you in the next video!📍 தொடர்பு விபரம் • அலுவலக முகவரி: 9889 Markham Road #6, Markham, ON L6E 0B7 • தொலைபேசி எண்: (416) 830-3033 • Instagram: @adventuresofdinesh / @tamilrealtor In this exclusive interview, I, Dinesh Ratnasingam, known as “The Honest Realtor” in Canada, share my life journey, my experiences in the real estate industry, the value of hard work, and key advice for achieving success. Today, I am proud to serve as the co-director of Relax Elevate.Contact: Dinesh Ratnasingam - Honest Realtors Team Cell: 416.830.3033 or Office: 416.844.2220 Ext 2Email: info@honestrealtors.ca#tamilrealtor #canadiantamil #tamil #tamilvlogger #tamilshorts